Privacy Policy

1. Introduction

Welcome to UJAY-DATA APP! This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and services. By registering and using UJAY-DATA APP, you agree to the terms outlined in this policy.

2. Information We Collect

Personal Information

When you register on UJAY-DATA APP, we collect:

• Full name
• Email address
• Phone number
• Home Address
• Government-issued ID (for KYC compliance, if required)

Transaction Data

We collect details of your transactions, including:

• Airtime purchases
• Data bundle subscriptions
• Bill payments (e.g., electricity, cable TV)
• Transaction history

3. How We Use Your Information

We use your data to:

• Verify your identity and prevent fraud
• Process transactions (airtime, data, bills)
• Improve our app and customer service
• Send transaction receipts and service updates
• Comply with legal and regulatory requirements

4. Data Sharing & Disclosure

We may share your information with:

• Payment processors and financial institutions
• Regulatory authorities (if required by law)
• Third-party service providers (for analytics, customer support, etc.)

5. Data Security

We implement security measures such as:

• Encryption for sensitive data
• Secure authentication protocols
• Regular security audits

However, no method of transmission over the internet is 100% secure.

6. Your Rights

You have the right to:

• Access, update, or delete your data
• Opt out of marketing communications
• Request a copy of your stored data to be deleted

To exercise these rights, contact us at app@ujay-dataapp.com.ng.

7. Data Retention

We retain your data as long as necessary for legal, operational, and security purposes.

8. Changes to This Policy

We may update this policy periodically. You will be notified of significant changes via email or in-app notifications.

9. Contact Us

For questions or concerns, contact:

• Email: app@ujay-dataapp.com.ng

By using UJAY-DATA APP app, you acknowledge that you have read and understood this Privacy Policy.